Financing

We have a wide variety of financing options so you can find the one to best fit your lifestyle!

American First Finance

Get it now. Pay over time. No credit needed.*

• Approvals from $300 - $5,000* • Fast & Easy Application • Quick Lending Decision† *Approval is possible without a credit score, but credit will be checked. Subject to approval and standard underwriting criteria. Terms and conditions subject to change at any time without prior disclosure or notice. Products may vary by location. † Decisions may take additional time and not be same day, including if more information is needed to complete an application.

Click Here to Apply!

Wells Fargo Financing

Pay with your Ruddick's Furniture Card licensed through Wells Fargo!

Lay-A-Way

Along with our financing options, we offer lay-a-away plans for your purchases. Six months lay-a-way with 20% down, and once your layaway is paid off we can deliver for you.